Our Rent Guarantee and Legal Expenses Insurance is provided by our insurance partner Rentguard Insurance and is underwritten by AXA.
Tenants in full-time employment will need to provide the following for this insurance:
- Photographic ID, such as a driving licence or passport
- A utility bill or a bank statement
- A credit check – clear of CCJ’s, bankruptcies & indicating confirmation of residency
- Confirmation of employment – a written employers’ reference on company letter headed paper confirming; 1) the tenant’s permanent and current employment details; 2) their annual salary is at least 2.5 times the annual rental amount (the documents should be no more than one month old from the start of the tenancy)
All other tenants, including those on benefits (DSS), students, the self employed, etc. will need to be fully referenced either by either Rentguard or a referencing company approved by Rentguard.
In the event of a claim it is the responsibility of the insured (the landlord) to produce the appropriate documents when asked.